OUR LOANS


No matter the type of real estate, we have a loan product to fit your needs. Whether the property is held in a company entity (LLC, Corp, Trust, etc.) or personal name, our team is experienced and ready to handle all transaction types. We require only a one page application to get started and return a quote within 24 hours.

Loan Types

COMMERCIAL LOANS

  • Up to 70% of current fair market value
  • 1.5 – 2 points
  • Terms of 2 to 25 years depending on borrower’s needs
  • From 7.95% interest depending on LTV
  • No prepayment penalty

ODD PROPERTIES

  • Churches and religious buildings, gas stations, single purpose, industrial, vacant buildings
  • 1.5 – 2 points
  • Terms of 2 to 25 years depending on borrower’s needs
  • From 7.95% interest depending on LTV
  • No prepayment penalty

FIX-N-FLIP OR REHAB LOANS

  • Up to 85% of the Purchase Price + 100% of the Rehab Construction Costs, or 65 – 70% ARV
  • 1.5 – 2 points
  • Terms of 1 to 3 years depending on borrower’s needs
  • From 8.99% interest depending on LTV
  • Rehab portion of loan held in Third Party Fund Control and released on draws
  • No prepayment penalty

CONSTRUCTION LOANS

  • Up to 100% Construction Loan amounts
  • Loan amount not to exceed 65% of finished value of property
  • 2 points
  • From 8.99% interest depending on LTV
  • Loan is held in Fund Control and released on Draws
  • No prepayment penalty

 REFINANCES

  • Up to 70% of current fair market value
  • 1.5– 2 points on most 6-18 month loans
  • From 7.95% interest depending on LTV
  • Cash Out Refi Loan will require a Use of Funds letter
  • Cash Out needs to be used towards business purposes